Applying Blockchain

A blockchain is a digitised, decentralised, public ledger of all transactions with cryptocurrency or tokenised assets.

You can read more about blockchain technology at Investopedia or Wikipedia.

A smart contract is a computer protocol intended to digitally facilitate, verify, or enforce the negotiation or performance of a contract. Smart contracts allow the performance of credible transactions without third parties. These transactions are trackable and irreversible. Read more about Smart Contract at Wikipedia.

Bondkick applies Ethereum, an open-source, public, blockchain-based distributed computing platform and operating system. Read more about Ethereum at Wikipedia.

Bondkick applies Ethereum, an open-source, public, blockchain-based distributed computing platform and operating system. Read more about Ethereum at Investopedia.

Tokenisation is the process of substituting a regular asset with a virtual equivalent, referred to as a token that has no extrinsic or exploitable meaning or value. The token is a reference (i.e. identifier) that maps back to the regular asset through a tokenisation system (powered by Bondkick).

Bondkick recognises three types of tokens: equity token, securities token and utility token.

Equity Tokens

One of the most promising applications of Ethereum-based smart contracts is the potential for startups to issue stock–or equity tokens–through initial coin offerings. This will benefit startups since the barrier to entry into the financial markets will be much lower than in the past. It will make stock trading more accessible to the average investor and allow shareholders to take a more active role in corporate governance since voting can be conducted transparently through the blockchain.

Securities Tokens

A security is a broad classification that refers to any kind of tradable asset. Through Initial Coin Offerings (ICO) and Tokenised Asset Offerings (TCO), investors have access to a wide variety of securities tokens, ranging from coins redeemable for precious metals to tokens backed by real estate.

Utility Tokens

An utility token (also called 'app coin' or 'app token') is a digital token of cryptocurrency that is issued in order to fund development of the cryptocurrency and that can be later used to purchase a good or service offered by the issuer of the cryptocurrency.

It is important to note that “utility token” is an organisational distinction–not a legal one.

Bondkick works with most known regular assets, including but not limited to real estate, company shares, fund units, etc. In order to transform an asset to a digital form, it has to be exchanged for the fund units of a dedicated or united investment fund.

Bondkick offers both options - setting up a dedicated fund to own the assets or invest in the assets by any of its proprietary funds.

An Initial Coin Offering (ICO) is the cryptocurrency space's rough equivalent to an IPO in the mainstream investment world. ICOs act as fundraisers of sorts; a company looking to create a new coin, app, or service launches an ICO. Next, interested investors buy in to the offering, either with fiat currency or with preexisting digital tokens like ether. In exchange for their support, investors receive a new cryptocurrency token specific to the ICO. Investors hope that the token will perform exceptionally well into the future, providing them with a stellar return on investment. The company holding the ICO uses the investor funds as a means of furthering its goals, launching its product, or starting its digital currency. ICOs are used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks.

Most of the ICOs offer utility tokens, less the securities tokens. Bondkick is selective to list only securities tokens (TAOs) and avoid utility tokens.

Read more about ICOs at Investopedia.

A Tokenised Asset Offering (or Tokenisation of a Regular Asset) is an alternative to IPO, where rights to the real assets are offered virtually and stored in the public ledger (blockchain). At the same time, the real asset belongs to an investment fund, managed by a professional asset manager (Bondkick), but the units of a fund are shared among investors as securities tokens.

Bondkick accepts BTC, ETH and NEO - the currencies we can easily exchange for any other crypto or fiat currencies. We're working to increase the list of cryptocurrencies every day.

For crypto funds or as a collateral, we can accept any cryptocurrency, based on Ethereum, as well as BTC, NEO and IOTA. The system handles all these currencies automatically.

No, Bondkick platform was made and being continuously developed to offer investors, partners and entrepreneurs a hassle-free non-technical experience with modern financial technologies. We expect our customers to be advanced financially and do all the rest by ourselves.