Terms & Conditions

1. TERMS OF USE

1.1. By registering on the web site www.bondkick.com as a user (hereinafter referred to as the User), you acknowledge that you have read these Terms of Use, you agree to the Terms of Use and agree to comply with the Terms of Use.

1.2. The Terms of Use apply to all legal relations of Users of the portal www.bondkick.com (hereinafter referred to as the Portal), Bondkick AS and the Bondkick group of enterprises (hereinafter referred to as the Operator). The User confirms that he/she has read these Terms of Use (hereinafter referred to as the Terms of Use) and undertakes to adhere to them.

1.3. Some sections and services within the Portal may be linked to specific conditions which apply in addition to the Terms of Use.

1.4. The Operator reserves the right to modify their service descriptions of the Website and the Portal, and/or the Terms of Use, without prior notice.

1.5. The Operator does not guarantee the absence of errors on, or the discontinued availability of, the Portal. The User uses the portal at his/her own risk.

1.6. The Operator is not responsible for any damage that may arise in connection with the use of the Portal and the information available on the Portal, nor does the Operator issue any guarantees concerning the absence of errors on the Portal or in the information available thereon.

1.7. All information available on the website, including the page layout and software, is protected under the Copyright Act. The information available on the Portal, as well as the data contained therein, may not be reproduced, distributed or otherwise transferred to third parties without the Operator's prior written permission.

1.8. The Operator reserves the right to unilaterally amend and supplement the Terms of Use at any time, including the restriction or addition of Portal usage options, for the purposes of developing the services provided and to contribute to an improved and safer use thereof.

2. DISCLAIMER NOTICE

2.1. All products and services referred to on this Portal are subject to the terms and conditions of respective agreements governing their use, and these terms and conditions may be modified periodically. The products and services referred to on the Portal may not be available for residents of certain countries. Therefore, the services described on this Portal do not constitute an offer to conclude a transaction in any jurisdiction where such an offer may be considered illegal.

2.2. The information available on the Portal does not constitute an offer or invitation to buy any investment-related advice or other product or service, nor an offer to sell these to individuals in a jurisdiction where such offer or advertisement is not permitted or cannot legally be carried out, or to the persons to whom targeting such an offer or advertisement would be illegal. If you have decided to visit the Portal, you do so at your own initiative and risk and are responsible for compliance with all laws, rules and regulations which apply to you.

2.3. The services that may be available through the Portal of the Bondkick group are meant for such individuals or companies that are residents in the country in which the member of the Bondkick group which provides the service is resident. Residents of other countries may only use the services provided via the Portal when this is permitted under the law applicable in their own country of residence, following the requirements of applicable laws and possible restrictions. Specifically, the services made available through the Portal are not meant for any persons who are residents of those jurisdictions where such services are prohibited under the laws regulating the areas of securities, banking and insurance (especially in the United States of America, Canada and Japan).

3. USER REGISTRATION, PERSONAL IDENTIFICATION, ENTRY INTO THE CUSTOMER AGREEMENT AND USE OF THE FINANCIAL PORTAL

3.1. The Operator allows natural and legal persons who have passed identification checks and have entered into a Customer Agreement to use the services offered by the Operator, including to enter into and/or review funding applications, participate in funding rounds, make offers of financing, publish declarations of intent and enter into agreements. An unidentified User is not able to use the services of the Portal, except for modification or supplementation of their own data and personal identification.

3.2. In order to use the portal, a User must become a Customer of the Portal. To this end, the User must register on the website www.bondkick.com, pass the identification process and conclude a Customer Agreement.

3.3. Upon registration, the User provides the Operator with his/her e-mail address to which the operator sends their unique user credentials which are required to log into the Portal. Entry into a Customer Agreement is permitted only to identified Users or to companies that are added by identified Users on the Portal.

3.4. Upon registration on the Portal, the User provides the Operator with his/her personal data including name and surname, date of birth, personal identification code, address of residence, and the like. The operator identifies the User on the basis of the provided data and two (2) identity documents (which may include passport, identity card, driving license, seafarer's discharge book and certificate of record of service on ships, residence card or certificate of identity/alien's passport).

3.5. These documents must be valid for at least 6 (six) months after the submission deadline. Every document submitted must be in the Latin alphabet and scanned in colour to the following minimum requirements: 150 (one hundred and fifty) DPI quality, eight (8) bit colour depth and not exceeding a file size of 10 (ten) Mb. User authentication may take from 1 (one) hour up to several working days, depending on the individual's residency and the identity documents submitted..

3.6. All data collected during the course of the identification process, as well as User registration or at a later time, are collected and stored on the Portal in the personal data section.

3.7. The Operator has the right to refuse to register a User, regardless of the reason.

3.8. An identified User has the right to add legal entities affiliated to that User (Corporate Customers) on the Portal. Adding a Corporate Customer is authorised only to legal representatives (member of the management board, procurator, etc.). Adding a Corporate Customer can be carried out either automatically or manually.

3.9. Upon automatic addition, the Operator requests data about the Corporate Customer from the commercial register or providers of credit information. If the required data is available, the User is not required to carry out additional identification.

3.10. Upon manual addition, the User provides the Operator with all necessary data and documents regarding the legal entity, including a valid printout of the respective registry data. Thereafter, the Operator verifies the submitted data and documents.

3.11. The Operator has the right, regardless of the reason, to refuse to add a legal entity, and to ask for additional information. Upon adding a Corporate Customer, a Corporate Customer account is created on the system.

3.12. A Corporate Customer may use the Portal through a legal representative who is a natural person and who is identified as a User on the Portal.

3.13. A Corporate Customer undertakes to immediately inform the Operator of any changes in its legal representatives. The Operator has the right to terminate access to a Corporate Customer's account for a User whose right of representation has ended.

3.14. In order to use the Portal, the Operator may request User identification by way of ID-card, Mobile-ID, bank link or other identification measures which are accepted by the Operator. For the submission of any declarations of intent which may bring about legal consequences, or to issue confirmations, the Operator may require a User's signature to be issued by means of ID-card, Mobile-ID, bank link, mobile communications or other methods of authentication.

3.15. The Operator has the right to modify the user identification measures of a Customer, Corporate Customer or User at any time, and to utilise other measures of personal identification at its own discretion.

4. COLLECTION OF PERSONAL DATA AND PROCESSING OBJECTIVES THEREOF

4.1. The Operator processes the following personal data which have been submitted to the Operator under the Terms of Use or by any other means: Personal data (name, personal identification code, date of birth, nationality, identity document details, telephone number, address, e-mail address, etc.) for the sole purpose of personal identification.

5. COOKIES

5.1. The site contains text files that are stored on the hard drive of a visitor's computer (cookies). Such text files contain information and they are used, amongst other things, to enhance the visitor's experience on the website.