Terms & Conditions

1. TERMS OF USE

1.1. By registering on the web site www.bondkick.com as a user (hereinafter referred to as the User), you acknowledge that you have read these Terms of Use, you agree to the Terms of Use and agree to comply with the Terms of Use.

1.2. The Terms of Use apply to all legal relations of Users of the portal www.bondkick.com (hereinafter referred to as the Portal), Bondkick AS and the Bondkick group of enterprises (hereinafter referred to as the Operator). The User confirms that he/she has read these Terms of Use (hereinafter referred to as the Terms of Use) and undertakes to follow them.

1.3. Some parts and services of the Portal may be linked to specific conditions which apply in addition to the Terms of Use.

1.4. The Operator reserves the right to modify the service descriptions of the Website and the Portal, and/or the Terms of Use, without notice.

1.5. The Operator does not guarantee the absence of errors on and the discontinued availability of the Portal. The User uses the portal at his/her own risk.

1.6. The Operator is not responsible for any damage that may arise in connection with the use of the Portal and the information available on the Portal, nor does the Operator issue any guarantees concerning the absence of errors on the Portal or in the information available thereon.

1.7. The entire information available on the website, including the page layout and the software, is protected by copyright under the Copyright Act. The information available on the Portal as well as the data contained therein may not be reproduced, distributed or otherwise transferred to third parties without the Operator's prior written permission.

1.8. The Operator reserves the right to unilaterally amend and supplement the Terms of Use at any time, including to restrict or add possibilities of use of the Portal, for the purposes of developing the provided services and contributing to an improved and safer use thereof.

2. DISCLAIMER NOTICE

2.1. All products and services referred to on this Portal are subject to the terms and conditions of respective agreements governing the use thereof, whereas such terms and conditions may be changed from time to time. The products and services referred to on the Portal may not be available for residents of certain countries. Therefore, the services described on this Portal do not constitute an offer to conclude a transaction in any jurisdiction where such an offer may be considered illegal.

2.2. The information available on the Portal does not constitute an offer or invitation to buy any investment-related advice or other product or service, nor an offer to sell thereof to individuals in a jurisdiction where such offer or advertisement is not permitted or cannot legally be carried out, or to the persons to whom targeting such an offer or advertisement would be illegal. If you have decided to visit the Portal, you do so at your own initiative and risk and are responsible for the compliance with all laws, rules and regulations which apply to you.

2.3. The services that may be available through the Portal of the Bondkick group are meant for those individuals or companies who are residents in the country of location of the member of the Bondkick group which provides the service. Residents of other countries may only use the services provided through the Portal when it is permitted under the law applicable in their country of residence, following the requirements of applicable laws and possible restrictions. Specifically, the services made available through the Portal are not meant for the persons who are residents of those jurisdictions where such services are prohibited under the laws regulating the areas of securities, banking and insurance (especially in the United States of America, Canada and Japan).

3. USER REGISTRATION, PERSONAL IDENTIFICATION, ENTRY INTO THE CUSTOMER AGREEMENT AND USE OF THE FINANCIAL PORTAL

3.1. The Operator allows the natural and legal persons who have passed identification and entered into a Customer Agreement to use the services offered by the Operator, including to enter and/or review funding applications, participate in funding rounds, make financing offers, publish declarations of intent and enter into agreements. An unidentified User is not able to use the services of the Portal, except for modification or supplementation of own data and personal identification.

3.2. In order to use the portal, a User must become a Customer of the Portal. To this end, the User must register on the website www.bondkick.com, pass the identification process and conclude a Customer Agreement.

3.3. Upon registration, the User provides the operator with his/her e-mail address to which the operator sends unique user credentials required to log in to the Portal. Entry into a Customer Agreement is permitted only to identified Users or to the companies added by identified Users on the Portal.

3.4. Upon registration on the Portal the User provides the Operator with his/her personal data, including name and surname, date of birth, personal identification code, address of residence, and the like. The operator identifies the User on the basis of the provided data and two (2) identity documents (including passport, identity card, driving license, seafarer's discharge book and certificate of record of service on ships, residence card, alien's passport).

3.5. The documents have to be valid for at least 6 (six) months after the submission deadline. Every document submitted must be in the Latin alphabet and colour scanned to the following minimum requirements: 150 (one hundred fifty) DPI quality, eight (8) bit colour depth, and not exceeding the file size of 10 (ten) Mb. User authentication may take from 1 (one) hour up to several working days, depending on the individual's residency and the identity documents submitted.

3.6. All data collected during the course of the identification process as well as the user registration or at a later time are collected and stored on the portal in the section of personal data.

3.7. The Operator has the right to refuse to register a User regardless of the reason.

3.8. An identified User has the right to add legal persons affiliated to that User (Business Customers) on the Portal. Adding a Business Customer is authorized only to its legal representative (member of the management board, procurator, etc.). Adding a Business Customer can take place both automatically and manually.

3.9. Upon automatic addition the Operator requests data on the Business Customer from the commercial register or providers of credit information. Upon the existence of the data needed, the User is not required to carry out additional identification.

3.10. Upon manual addition the User provides the Operator with all the necessary data and documents on the legal person, including a valid printout of the respective registry data. Thereafter the Operator verifies the submitted data and documents.

3.11. The Operator has the right, regardless of the reason, to refuse to add a legal person, and to ask for additional information. Upon adding a Business Customer, a Business Customer's account is created on the system.

3.12. A Business Customer may use the Portal through a legal representative who is a natural person and who is identified as a User on the Portal.

3.13. A Business Customer undertakes to immediately inform the Operator of any changes in its round of legal representatives. The Operator has the right to terminate the access to a Business Customer's account for a User whose right of representation has ended.

3.14. For the use of the Portal the Operator may request User identification by way of ID-card, Mobile-ID, bank link or other identification measures acceptable to the Operator. For the submission of such declarations of intent which may bring about legal consequences and the issue of confirmations, the Operator may require a User's signature to be issued by means of ID-card, Mobile-ID, bank link, mobile communications or other methods of authentication.

3.15. The Operator has the right to modify at any time the user identification measures of a Customer, Business Customer or User, and to utilise other measures of personal identification at its own discretion.

4. COMPOSITION OF PERSONAL DATA AND OBJECTIVES OF PROCESSING THEREOF

4.1. The Operator processes the following personal data which have been submitted to the Operator under the Terms of Use or by any other means: personal data (name, personal identification code, date of birth, nationality, identity document details, phone number, address, e-mail address, etc.) for the sole purpose of personal identification.

5. COOKIES

5.1. The site contains text files that are stored on the hard drive of a visitor's computer (cookies). Such text files contain information and they are used, among other things, to enhance the visitor's experience on the website.